Kabbage provides small businesses with access to unsecured lines of credit between $2,000 and $250,000 through its technology service provider relationship with Celtic Bank, an FDIC-insured industrial bank chartered in Utah. Celtic Bank requires one year of operating history and, on average, revenues of $50,000 annually or $4,200 monthly for the last three months to qualify. Average credit lines are $25,000 and average draws are $6,000; draws are treated as installment loans with terms of 6, 12 or 18 months. All business loans available through Kabbage are issued by Celtic Bank. Applications are accepted online.

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