Recommended Reads

Big Data’s Disparate Impact

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104 California Law Review 671 (2016)

Solon Barocas, Andrew D. Selbst

Big data meets artificial intelligence

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Germany’s Federal Financial Supervisory Authority (BaFin)

On the Rise of the FinTechs—Credit Scoring using Digital Footprints

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FDIC Center for Financial Research Working Paper No. 2018-04

Tobias Berg, Valentin Burg, Ana Gombovic and Manju Puri

Data point: The geography of credit invisibility

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The Bureau of Consumer Financial Protection’s Office of Research

Kenneth Brevoort, Jasper Clarkberg, Michelle Kambara, and Benjamin Litwin.

Regulating a Revolution: From Regulatory Sandboxes to Smart Regulation

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23 Fordham Journal of Corporate and Financial Law 31-103 (2017)

Dirk A. Zetzsche, Ross P. Buckley, Janos N. Barberis, Douglas W. Arner.

Predictably Unequal? The Effects of Machine Learning on Credit Markets

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Andreas Fuster, Paul Goldsmith-Pinkham, Tarun Ramadorai, and Ansgar Walther.

On the Rise of FinTechs – Credit Scoring using Digital Footprints

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National Bureau of Economic Research Working Paper No. 24551

Tobias Berg, Valentin Burg, Ana Gombović, Manju Puri.

Consumer Lending Discrimination in the FinTech Era

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UC Berkeley Public Law Research Paper

Robert Bartlett, Adair Morse, Richard Stanton, Nancy Wallace.