Credit Counseling and Long-Term Credit Outcomes: Evidence from the National Foundation for Credit Counseling’s Sharpen Your Financial Focus Program
This study analyzes five-year credit outcomes for consumers who participate in credit counseling and in some cases enroll in debt management plans (DMPs) using data from a national initiative by the National Foundation for Credit Counseling.
Adrienne DiTommaso and Stephanie Moulton, The Ohio State University
September 2022