Speaking Engagements & Conferences

Examining Credit Insecurity in the United States


On April 16, FinRegLab’s Kelly Thompson Cochran will speak at a virtual event hosted by the Federal Reserve Bank of New York, addressing the pressing issue of #CreditInsecurity impacting communities across the U.S.

Key findings from the report “Credit Insecurity in the United States: 2018–2023” include:

  • More than one in 10 people live in counties where large shares of consumers rely on high-cost credit and struggle to manage debt.
  • Of the 16.6 million people who lived in credit-insecure counties in 2022, 5.8 million lived in rural areas.
  • Credit security improved during the five-year period ending in 2023.

Register for the Event

https://www.newyorkfed.org/newsevents/events/regional_outreach/2025/0416-2025

Read the Report 

https://www.newyorkfed.org/outreach-and-education/household-financial-stability/credit-insecurity-united-states