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The FinRegLab AI Symposium 2026 offers a special forum for collaborative dialogue at the nexus of financial innovation, public policy, the market, and society. Attendees include policymakers, technology leaders, banking and fintech executives, consumer advocates, and nonprofits to explore how we can, and should, deploy AI across the financial system to reap its powerful capabilities that are good for financial companies, the broader economy, and individuals and small businesses.
New research from FinRegLab highlights how bank transaction data can transform how financial institutions measure and support small business financial health. The report lays the foundation for a new FinRegLab initiative that will analyze longitudinal banking data from small businesses, with an initial focus on borrowers served by community development financial institutions (CDFIs).
This report lays the foundation for a FinRegLab initiative that will explore opportunities to advance financial health measurement for small businesses. It proposes a framework and set of metrics for defining and measuring small business financial health using digital bank account data. The report also outlines how financial health measurement together with cash flow data could help CDFIs better measure their impact and create value for a broader range of financial institutions beyond CDFIs.