FinRegLab partnered with the Financial Health Network, Flourish Ventures, and Mitchell Sandler to provide a working paper summarizing the current U.S. federal legal framework governing consumer financial data with the goal of laying a foundation for future policy analyses and discussions.
Speaking Engagements & Conferences
How Lenders Can Enable Consumer Resilience During Uncertain Times
cbatraininginstitute.orgFinRegLab in the News
Twitter Veteran Launches Credit Score that Digs Deep into Cash Flow
www.americanbanker.com
“The New York fintech startup Harvest began offering a new credit score Thursday that uses artificial intelligence to take into account cash flow, spending habits and financial discipline alongside traditional scoring data to help lenders determine if a potential borrower is creditworthy.”
Speaking Engagements & Conferences
The Second New York Fed Research Conference on FinTech
www.newyorkfed.orgPublications
AI FAQS: Explainability in Credit Underwriting
This second edition of our FAQs considers more deeply issues and debates about model transparency, explainability, and the implications of using machine learning for credit underwriting.
Speaking Engagements & Conferences