Speaking Engagements & Conferences
From Credit Invisibles to Homeowners
housingfinancestrategies.comTestimony & Comment Letters
FinRegLab’s Testimony to the House Financial Services Fintech Task Force
FinRegLab Deputy Director Kelly Thompson Cochran testified in the Task Force’s hearing on “Preserving the Right of Consumers to Access Personal Financial Data.”
Speaking Engagements & Conferences
Preserving the Right of Consumers to Access Personal Financial Data
financialservices.house.gov
This report surveys market practice with respect to the use of machine learning underwriting models and provides an overview of the current questions, debates, and regulatory frameworks that are shaping adoption and use.
Speaking Engagements & Conferences
Fintech, Racial Equity, and an Inclusive Financial System
www.frbsfevents.orgFinRegLab in the News
4 Consumer Risk Modeling Innovations That Could Change Credit Scoring Forever
finovate.com
“‘[T]he predictiveness of the cash flow scores and attributes was generally at least as strong as the traditional credit scores and credit bureau attributes,’ suggesting it’s a reliable complement to or replacement for traditional scoring.”
“Policymakers are actively building their understanding of the implications of AI/ML on model governance, fairness, explainability, and financial inclusion”
Speaking Engagements & Conferences