As recent developments have renewed interest in harnessing new data and analytical techniques for credit underwriting, stakeholders are asking questions about potential benefits and risks particularly for addressing racial equity issues. FinRegLab Deputy Director Kelly Thompson Cochran wrote an article summarizing recent initiatives and issues for an edition of the Community Development Innovation Review titled “Fintech, Racial Equity, and an Inclusive Financial System” that has been published by the Federal Reserve Bank of San Francisco and the Aspen Institute.
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