Data both helps to underwrite applicants who lack traditional credit history and improves risk sorting among borrowers who are ranked similarly by traditional scoring systems.
The growth and use of data is increasing exponentially in the American economy and specifically within its financial systems. This data has the potential to benefit consumers and the broader economy in myriad ways.
FinRegLab CEO Melissa Koide provides an overview of our research project and podcast series.
We speak with Kathryn Petralia, President and cofounder of Kabbage, which provides small business loans.
Podcasts
Brigit – Zuben Mathews, CEO
We speak with Zuben Mathews, CEO and cofounder of Brigit, which helps consumers bridge short-term cash flow needs.
Podcasts
LendUp – Sasha Orloff, CEO
We speak with Sasha Orloff, CEO and cofounder of LendUp, a provider of consumer small-dollar loans.
Podcasts
Petal – Jason Gross, CEO
We spoke with Jason Gross, CEO and cofounder of Petal, a consumer credit company.
Learn more at petalcard.com