Speaking Engagements & Conferences
Virtual Town Hall: How Can Fintech Help Small Businesses and Work
www.rollcall.com
This report provides a detailed snapshot of the use of cash-flow data in U.S. consumer lending and the development of the system for transferring data between firms, in addition to analyzing policy and regulatory issues raised by cash-flow underwriting in both consumer and small business credit markets.
Speaking Engagements & Conferences
CFPB Symposium: Consumer Access to Financial Records
www.consumerfinance.gov
“A shift in people’s creditworthiness ranking has been happening all over the world. We need to make sure the change’s innovative impact is a financially inclusive and anti-discriminatory one.”
FinRegLab in the News
‘Out of the Shadows’: Use of Alternative Data in Lending Gains Ground
www.americanbanker.com
“Regulators are trying to send an important signal that they are aware that there are certain data that can be quite useful, especially in assessing credit risk for an underserved population.”
FinRegLab in the News
Use of Alternative Data in Underwriting Receives ‘OK’ from Federal Regulators
www.jdsupra.com
“U.S. federal banking regulators issued an interagency statement supporting the evaluation of alternative data when assessing consumers’ creditworthiness.
FinRegLab in the News
Social Credit: Much More Than Your Traditional Financial Credit Score Data
www.forbes.com
“A shift in people’s creditworthiness ranking has been happening all over the world. We need to make sure the change’s innovative impact is a financially inclusive and anti-discriminatory one.”
“Using Income and spending data can open up access to credit, a September FinRegLab study indicated. The study analyzed information from FinTechs like LendUp Global and Petal Card that extend loans based on alternative data.