FinRegLab is evaluating the use of digital banking data to measure small business financial health, evaluate the effects of loan capital on business outcomes, and examine the contribution of entrepreneurship to wealth building in underserved communities.
This paper reflects discussions with several banks about key considerations and approaches when managing machine learning underwriting models for consumer credit underwriting.
This webinar organized by the World Bank Group/International Finance Corporation, the International Committee on Credit Reporting, and the SME Finance Forum highlighted FinRegLab’s research on the use of cash flow data and machine learning for credit underwriting.
Future of Finance 2026 brings together investors, policymakers, and innovators to explore how financial systems can better support economic mobility and long-term resilience. The event focuses on real-world strategies shaping the future of finance in the United States and globally.
Just a year after the inaugural FinRegLab AI Symposium highlighted the inflection point facing the sector and the broader U.S. economy, participants in the 2025 Symposium described concrete impacts, evolving risks, and expanding opportunities. This report highlights key themes and insights from the event.